Scottrade Online Stock Trading
  • Switch to Scottrade
  • Open an Online Trading Account
  • Log In
  • Contact Scottrade

Individual Retirement Accounts

OUR CUSTOMERS TOOK CONTROL OVER THEIR RETIREMENT. YOU CAN TOO.

Retirement For Independent Thinkers. Like You.

Your retirement years are up to you. That’s why we’ve made investing for yourself simple and easy. Because it’s not just your money – it’s the foundation for your future. And investing it wisely now can help ensure that you’ll retire the way you want.

With Scottrade, the choice is yours.

  • Open an account online or visit a branch office
  • Choose a No-Fee IRA (Traditional, Roth, SEP or Rollover)
  • Four ways to contribute to your IRA
    >> Fund electronically by using Money Direct
    >> Deliver a check to your local branch office
    >> Wire funds from your bank
    >> Transfer an existing IRA from another firm

Self-directed investing made simple and easy:

  • Over, 10,000 mutual funds, ETFs, stocks, bonds and other fixed income products
  • Tax-deferred earnings growth
  • No hidden fees: no opening, closing, or custodial fees
Open a No-Fee IRA
Cost Graph

Hypothetical example assumes an annual $4,000 contribution made in Jan. of each year beginning at the specified age and continuing until age 70. Assumes and 8% annual return and no withdrawals. Example is for illustrative purposes only.

View The Results from Scottrade's 2008 Retirement Study (PDF)
Contrib Limits

This information is not intended to be legal or tax advice. Please consult a tax, legal, or financial professional with questions. Contributions and income limits are subject to change without notice. Please consult a tax, legal or financial advisor with questions regarding your investment objectives, personal tax or financial situation.

Subscribe to our RSS Feeds

Brokerage Products and Services offered by Scottrade, Inc. – Member FINRA and SIPC.

Any specific securities, or types of securities, used as examples are for demonstration purposes only. No information on this web site should be considered a recommendation or solicitation to invest in, or liquidate, a particular security or type of security.

Investors should consider the investment objectives, risks, charges and expenses of a mutual fund carefully before investing. A mutual fund's prospectus contains this and other information about the mutual fund. Prospectuses are available through our trading site or through a Scottrade branch office. The prospectus should be read carefully before investing. No transaction fee (NTF) funds are subject to the terms and conditions of the NTF funds program. Scottrade is compensated by the funds participating in the NTF program through recordkeeping, shareholder, or SEC 12b-1 fees.

Investors should consider the investment objectives, risks, charges, and expenses of an Exchange-Traded Fund (ETF) carefully before investing. A prospectus contains this and other information about the ETF can be obtained from the issuer. The prospectus should be read carefully before investing.

Margin trading involves interest charges and risks, including the potential to lose more than deposited or the need to deposit additional collateral in a falling market. The Margin Disclosure Statement and Agreement (PDF) is available for download, or it is available at one of our branch offices. It contains information on our lending policies, interest charges, and the risks associated with margin accounts.

Options are not appropriate for all investors. Detailed information on our policies and the risks associated with options can be found in Scottrade's Options Application and Agreement, Brokerage Account Agreement, and Characteristics and Risks of Standardized Options (also available at one of our branch offices). All option accounts require prior approval by Scottrade.

Online market and limit equity orders are just $7 for stocks over $1.

Market volatility, volume, and system availability may impact account access and trade execution.

Testimonials may not be representative of the experience of other clients and are no guarantee of future performance or success.